Quote & Buy

Get a Quote

To obtain a quote for Empire Life Simplified 10 and Simplified 20 term life insurance, simply provide some details about yourself, select the product and enter the amount of coverage you want. A quote for the monthly or annual premium (price) will appear in the box below.

If you are not sure how much life insurance you need, click here

Existing Life Insurance

What is the definition of a smoker?

E.g., 19-06-2019

Our Premium


† Quote is for the initial premium for Empire Life Simplified 10 or Simplified 20 term life insurance based on the gender, smoker status, age and coverage amount indicated and assumes you are in good health. Initial premiums are guaranteed for the first term only. Premiums increase at each renewal and are not guaranteed for a term until set by Empire Life, which will occur prior to each term.

Choosing a Life Insurance Product

• What’s the difference between Term and Permanent Life Insurance? +

• What’s the difference between Empire Life Simplified Issue and Empire Life Fully Underwritten Term Life Insurance? +

This quote is only for Empire Life Simplified 10 or Simplified 20 term life insurance. You may have other insurance needs and we recommend that you discuss your overall insurance needs with an advisor. This quote is based on the information provided and assumes you are in good health. It is not a guarantee or an offer of insurance. To purchase insurance, you will need to complete and submit an application for approval. If you are approved and purchase insurance, the premiums, terms, conditions and coverage amount will be as outlined in the insurance contract.